We offer variety of personal loans.
Personal Loans Tailored to Suit Your Needs
Managing a household budget can be challenging, especially when unexpected expenses arise and financial pressures build up. At times like these, a personal loan can provide the relief you need.
The team at One Finance Co. is here to offer fast and easy access to personal loans that suit your specific needs. Personal loans are an affordable alternative to high-interest credit cards and can be used for a wide range of purposes.
You can apply for both secured and unsecured personal loans to cover expenses such as purchasing a car, going on a holiday, medical or cosmetic procedures, dental work, debt consolidation, home improvements, or even funding your dream wedding. Let us help you find the right loan to fit your lifestyle and financial goals.
Unlock the Right Loan for You
Flexible loan terms ranging from 1 to 7 years
Tailored interest rates based on your financial situation
Choose from secured or unsecured personal loan options to suit your goals
Frequently asked questions
What’s the difference between a secured and unsecured personal loan?
A secured personal loan requires collateral (such as a car or property) to back the loan, which can offer lower interest rates. An unsecured personal loan, on the other hand, doesn’t require collateral but may come with higher interest rates due to the increased risk to the lender.
How much can I borrow with a personal loan?
The amount you can borrow depends on factors such as your income, credit history, and ability to repay. Personal loans can typically range from a few thousand to tens of thousands of dollars, depending on the lender and your financial situation.
What can I use a personal loan for?
Personal loans can be used for a wide range of purposes, including consolidating debt, home improvements, medical expenses, car purchases, holidays, or even funding a wedding. However, it’s important to use the loan responsibly for purposes that fit your financial goals.
How are personal loan interest rates determined?
Interest rates for personal loans are generally based on factors like your credit score, loan amount, repayment term, and whether the loan is secured or unsecured. Lenders assess these factors to determine the risk of lending to you and offer an appropriate rate.
How long does it take to get approved for a personal loan?
Approval time for a personal loan can vary depending on the lender and the complexity of your application. Typically, approvals can take anywhere from a few hours to a few days, with some lenders offering same-day approvals for quick personal loan applications.